:root{--ink:#182b4c;--muted:#57657a;--blue:#315eea;--paper:#f7f8fc;--line:#dce1ed;--lime:#e8f6a6;--white:#fff;--radius:20px;color-scheme:light;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--blue)}a:focus-visible{outline:3px solid var(--blue);outline-offset:5px;border-radius:3px}img{max-width:100%;height:auto;display:block}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.12;letter-spacing:-.04em}h1{font-size:clamp(42px,4.7vw,70px);font-weight:750;max-width:12ch}h2{font-size:clamp(27px,2.8vw,40px)}h3{font-size:25px}p+p{margin-top:18px}::selection{background:var(--lime);color:var(--ink)}
.skip-link{position:fixed;top:-100px;left:20px;z-index:5;background:var(--ink);color:white;padding:12px}.skip-link:focus{top:12px}.top-note{background:var(--ink);color:#e8eefc;text-align:center;font-size:12px;letter-spacing:.025em;padding:9px 20px}.site-header{max-width:1360px;margin:auto;padding:25px 48px;display:flex;align-items:center;gap:32px;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:19px;font-weight:750;letter-spacing:-.03em;white-space:nowrap}.brand-symbol{width:42px;height:42px;background:var(--blue);border-radius:12px;display:grid;place-content:center;color:white;font-size:25px;position:relative}.brand-symbol>span{position:absolute;bottom:-2px;right:7px;color:var(--lime);font-size:32px}.brand small{display:block;font-size:10px;font-weight:450;letter-spacing:0;color:var(--muted);margin-top:1px}.main-nav{display:flex;align-items:center;gap:22px;margin-left:auto;flex-wrap:wrap}.main-nav a{font-size:13px;font-weight:600;text-decoration:none;white-space:nowrap}.button{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:48px;border-radius:9px;background:var(--blue);color:white;text-decoration:none;font-size:14px;line-height:1.3;padding:14px 20px;font-weight:650;transition:background .15s}.button:hover{background:#2346bb;color:white}.button span{font-size:20px}.site-header>.button{font-size:12px;min-height:42px;padding:11px 16px;white-space:nowrap}
main{max-width:1264px;margin:auto;padding:0 48px}.hero{display:grid;grid-template-columns:1.08fr 1fr;align-items:center;gap:68px;padding:68px 0 48px}.eyebrow{font-size:10px;letter-spacing:.15em;font-weight:750;line-height:1.4;color:var(--blue);text-transform:uppercase;margin-bottom:19px}.hero-deck{font-size:18px;line-height:1.65;color:var(--muted);max-width:49ch;margin-top:23px}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:22px;margin-top:30px}.text-link{font-size:13px;font-weight:650}.micro{max-width:54ch;font-size:12px;color:var(--muted);line-height:1.6;margin-top:19px}.hero-visual{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:22px 26px 24px;position:relative;box-shadow:0 12px 32px #182b4c05}.visual-label{display:flex;justify-content:space-between;gap:12px;font-size:9px;letter-spacing:.07em;font-weight:700;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:14px}.hero-visual img{height:330px;width:100%;object-fit:contain;margin:13px auto}.visual-caption{border-top:1px solid var(--line);padding-top:16px}.visual-caption strong{display:block;font-size:14px;letter-spacing:-.02em;margin-bottom:5px}.visual-caption>span{display:block;font-size:11px;color:var(--muted);line-height:1.6;max-width:48ch}.facts-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:20px 0}.facts-strip>div{display:flex;align-items:baseline;gap:12px}.facts-strip strong{font-size:18px;letter-spacing:-.035em;white-space:nowrap}.facts-strip span{font-size:11px;color:var(--muted)}
.prep-checkpoints{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:44px 0 12px}.prep-checkpoints>div{padding:25px 24px;background:#e9edff;border-radius:14px}.prep-checkpoints>div:nth-child(2){background:var(--lime)}.prep-checkpoints>div:nth-child(3){background:#efeaf8}.prep-checkpoints span{font-size:11px;font-weight:750;letter-spacing:.08em;display:block;margin-bottom:26px}.prep-checkpoints h2{font-size:23px;margin-bottom:10px}.prep-checkpoints p{font-size:13px;line-height:1.55;max-width:26ch}.reading{padding:56px 0 48px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:28px}.section-heading .eyebrow{margin:0;max-width:20ch}.section-heading h2{max-width:18ch}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.guide-card{display:flex;position:relative;flex-direction:column;padding:28px;background:white;border:1px solid var(--line);border-radius:14px;text-decoration:none;transition:border-color .15s,transform .15s}.guide-card:hover{color:var(--ink);border-color:var(--blue);transform:translateY(-3px)}.card-number{font-size:45px;letter-spacing:-.07em;color:#c0cbe5;line-height:1;margin-bottom:34px;font-weight:650}.tag{font-size:9px;letter-spacing:.08em;font-weight:750;color:var(--blue);margin-bottom:12px}.guide-card h3{font-size:24px;max-width:17ch;margin-bottom:15px}.guide-card p{font-size:13px;color:var(--muted);line-height:1.7}.read-link{margin-top:auto;padding-top:24px;font-size:12px;font-weight:700;display:flex;justify-content:space-between}.home-prose{border-top:1px solid var(--line);padding:40px 0 24px;max-width:940px;margin:0 auto}.prose-section{margin-bottom:36px;scroll-margin-top:30px}.prose-section h2{font-size:27px;margin-bottom:19px;line-height:1.2}.prose-section p{font-size:15px;line-height:1.85;color:#3d4d66}.prose-section ul{padding-left:20px;color:#3d4d66;font-size:14px}.source-links{display:flex;flex-wrap:wrap;gap:10px 24px;list-style:none;padding-left:0!important;margin-top:20px}.source-links a{font-weight:600;font-size:13px;color:var(--blue)}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:white;margin:24px 0;max-width:100%;overscroll-behavior-x:contain}table{border-collapse:collapse;width:100%;min-width:540px;font-size:12px;line-height:1.7}th,td{text-align:left;vertical-align:top;padding:15px 17px;border-bottom:1px solid var(--line)}th{background:#eef1fa;color:var(--ink);font-weight:700}tr:last-child td{border-bottom:none}
.article-heading{padding:48px 0 40px;max-width:920px}.back-link{display:inline-block;font-size:12px;text-decoration:none;margin-bottom:28px;color:var(--muted)}.article-heading>.eyebrow{margin-bottom:15px}.article-heading h1{max-width:20ch;font-size:clamp(38px,4.4vw,60px)}.article-meta{font-size:11px;color:var(--muted);margin-top:20px}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:70px;border-top:1px solid var(--line);padding:38px 0 18px}.article-grid article{min-width:0}.article-grid aside{min-width:0}.contents{padding:22px;border:1px solid var(--line);border-radius:12px;background:#f0f2fa}.contents .eyebrow{margin-bottom:16px}.contents a{display:block;margin-top:12px;text-decoration:none;font-size:12px;line-height:1.6}.side-cta{background:var(--lime);border-radius:12px;padding:24px;margin-top:20px}.side-cta .eyebrow{font-size:9px;color:var(--ink)}.side-cta p:not(.eyebrow){font-size:13px;margin-bottom:18px}.side-cta .button{font-size:12px;width:100%;gap:10px}.closing-cta{max-width:1168px;margin:20px auto 0;background:var(--ink);border-radius:20px;padding:38px 42px;display:flex;justify-content:space-between;align-items:center;gap:40px;color:white}.closing-cta .eyebrow{color:var(--lime);margin-bottom:12px}.closing-cta h2{font-size:30px}.closing-cta p:not(.eyebrow){font-size:13px;color:#ccd6e9;max-width:65ch;margin-top:12px}.closing-cta>.button{background:var(--lime);color:var(--ink);white-space:nowrap}.closing-cta>.button:hover{background:#d8ed86}footer{max-width:1264px;margin:auto;padding:50px 48px 24px;display:grid;grid-template-columns:1fr auto;gap:24px 70px}footer .footer-brand{font-size:19px;font-weight:750;letter-spacing:-.03em;text-decoration:none}footer p{font-size:11px;line-height:1.75;color:var(--muted);max-width:65ch;margin-top:7px}footer nav{display:flex;align-items:start;gap:22px;font-size:11px;padding-top:8px}footer .disclosure{grid-column:1/-1;max-width:104ch;border-top:1px solid var(--line);padding-top:20px}.copyright{grid-column:1/-1;margin-top:0}.not-found{max-width:900px;padding:15vh 32px}.not-found h1{max-width:16ch;font-size:clamp(40px,6vw,68px)}.not-found p:not(.eyebrow){margin:24px 0;color:var(--muted)}
@media(min-width:1450px){.hero-visual img{height:360px}.hero{gap:80px}}
@media(max-width:1100px){.site-header{padding:22px 32px;gap:20px}.main-nav{gap:14px}.brand small{display:none}main{padding:0 32px}.hero{gap:35px}.facts-strip>div{display:block}.facts-strip span{display:block}.article-grid{gap:36px;grid-template-columns:minmax(0,1fr) 220px}.closing-cta{margin:20px 32px 0}footer{padding-left:32px;padding-right:32px}.guide-card{padding:23px}}
@media(max-width:800px){.site-header{display:grid;grid-template-columns:1fr auto;gap:18px;padding:20px 24px}.main-nav{grid-column:1/-1;grid-row:2;margin:0;justify-content:space-between;gap:10px}.main-nav a{font-size:12px;min-height:36px;display:flex;align-items:center}.brand{font-size:18px}.site-header>.button{font-size:11px;padding:10px 12px}.hero{grid-template-columns:1fr;gap:32px;padding-top:38px}.hero-copy{max-width:600px}.hero h1{max-width:16ch;font-size:clamp(42px,7vw,60px)}.hero-visual{max-width:600px;width:100%;margin:auto}.hero-visual img{height:290px}.facts-strip{gap:16px}.facts-strip strong{font-size:16px}.prep-checkpoints{gap:12px}.prep-checkpoints>div{padding:20px 16px}.prep-checkpoints h2{font-size:20px}.prep-checkpoints p{font-size:12px}.section-heading{display:block}.section-heading .eyebrow{margin-bottom:14px;max-width:none}.section-heading h2{max-width:22ch}.guide-grid{grid-template-columns:1fr}.guide-card{display:grid;grid-template-columns:52px 1fr;column-gap:20px;padding:24px}.card-number{grid-row:1/5;margin:0;font-size:38px}.guide-card h3{max-width:30ch}.guide-card .read-link{margin-top:0;padding-top:18px}.article-grid{grid-template-columns:1fr;gap:28px}.article-grid aside{grid-row:1;display:grid;grid-template-columns:1fr}.contents{padding:20px}.side-cta{display:none}.contents a{display:inline-block;margin:8px 18px 0 0}.closing-cta{padding:32px;display:block}.closing-cta>.button{margin-top:24px}.closing-cta h2{font-size:29px}footer{gap:24px}footer nav{flex-direction:column;gap:12px}}
@media(max-width:480px){main{padding:0 22px}.top-note{font-size:10px;padding:8px 16px}.site-header{padding:18px 22px;gap:14px}.brand-symbol{width:34px;height:36px;border-radius:9px;font-size:23px}.brand{font-size:16px;gap:9px}.site-header>.button{font-size:10px;gap:9px;min-height:40px}.site-header>.button span{font-size:17px}.main-nav{gap:6px}.main-nav a{font-size:11px}.hero h1{font-size:44px;max-width:13ch}.hero .hero-deck{font-size:16px}.hero{padding:36px 0 28px}.hero-actions{gap:18px}.hero-actions .button{font-size:13px}.hero-actions .text-link{font-size:12px}.hero-visual{padding:18px 20px}.hero-visual img{height:270px}.visual-label{font-size:8px;gap:8px}.visual-caption strong{font-size:13px}.facts-strip{gap:10px;padding:18px 0}.facts-strip strong{font-size:15px}.facts-strip span{font-size:10px;line-height:1.5;margin-top:6px}.prep-checkpoints{grid-template-columns:1fr;padding-top:28px;gap:10px}.prep-checkpoints>div{display:grid;grid-template-columns:30px 1fr;column-gap:12px;padding:19px 20px}.prep-checkpoints span{grid-row:1/3;margin:3px 0 0}.prep-checkpoints h2{font-size:22px;margin-bottom:6px}.prep-checkpoints p{max-width:none}.reading{padding:34px 0}.section-heading h2{font-size:32px;max-width:17ch}.guide-card{grid-template-columns:35px 1fr;padding:22px 20px;gap:0 16px}.card-number{font-size:32px}.guide-card h3{font-size:23px}.home-prose{padding-top:30px}.prose-section h2{font-size:25px}.prose-section p{font-size:14px}.article-heading{padding:28px 0}.article-heading h1{font-size:39px}.article-heading .hero-deck{font-size:16px}.article-grid{padding-top:26px}.closing-cta{margin:12px 22px 0;padding:28px 25px}.closing-cta h2{font-size:28px}footer{padding:35px 22px 20px;grid-template-columns:1fr;gap:20px}footer nav{flex-direction:row;gap:22px;flex-wrap:wrap;padding:0}.not-found{padding:12vh 24px}.not-found h1{font-size:44px}}
.hero-phrase{display:block;white-space:nowrap}.hero-subline{display:block;font-size:.67em;line-height:1.22;letter-spacing:-.035em;margin-top:15px;max-width:14ch}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.guide-card{transition:none}.guide-card:hover{transform:none}}